BEYOND THE TRANSACTION

BEYOND THE TRANSACTION

By: M/s. First Data Corporation,

Check Verification, Credit Recovery And Collection Services; Check Authorization Services; Check Acceptance Services; Check Guarantee Services; Electronic Check Conversion Services; Payment Processing, Namely, Electronic Processing Of Check, Credit, Credit Card And Debit Card Payment Transactions And Automatic Payment Deduction Services For Customers; Electronic Payment Transaction Processing And Authorization Services For Credit, Debit And Stored-value Payment Transactions; Payment Transaction Processing For Credit, Debit And Stored-value Payments Via Wireless Proximity Payment Devices And Magnetically Encoded Cards; Electronic Processing And Wireless Electronic Processing Of Check, Credit, Debit And Stored Value Card Payment Transactions; Electronic Bill Payment Services, Namely, Electronic Processing And Transmission Of Bill Payment Data; Bill Payment Services Allowing Consumers To Pay For Goods And Services By Credit, Debit Or Stored Value Card Or Check At The Point Of Sale, Over A Global Computer Network; Automatic Teller Machine (atm) Banking Services; Debit Card Payment Processing Services; Processing Of Charge Back Payments And Payment Verification Services Relating To Check, Credit Card And Debit Card Payment Transactions; Banking Services, Namely, Providing Bill Payment, Bank Account Transfers And Financial Account Management And Information Relating To Bank Accounts Via A Global Computer Network; Financial Services, Namely, Credit Risk Management, Analysis, And Assessment Services; Providing Interactive Databases In The Field Of Financial Information Relating To Credit Card Services And Credit Card Transaction Processing Services; Providing An Online Interactive Computer Database Containing Consumer Financial Information Regarding Holders Of Checking Accounts And Credit And Debit Cards For Use By Others For Purposes Of Credit Risk Management; Financial Research Services; Financial Services, Namely, Currency Conversion Services That Allow The Customer To Pay For Goods In The Currency Of Their Choice And Allow The Merchant To Receive Payment In The Currency Of Their Choice; Financial Risk Management; Issuing Credit, Debit, And Stored Value Cards; Financial Portfolio Management In The Field Of Commercial Credit Cards Accounts; Financial Analysis Services; Tax Payment Processing Services; Financial Services, Namely, Processing Of Electronic Payment Transactions For Health Savings Accounts, Flexible Spending Accounts, And Health Reimbursement Accounts; Collection Of Debts, Namely, Pre- And Post- Charge Off Debt Collection Services; Web Service Solutions, Namely, Providing Secure Electronic Processing Of Credit Card And Debit Card Transactions And Electronic Payments Via A Global Computer Network; And Electronic Commerce Payment Services, Namely, Establishing Funded Accounts Used To Purchase Goods And Services On The Internet; Payment Processing Services Relating To Disputed Transactions, Namely, Processing Of Credit Card And Debit Card Payment Refund Transactions For Others